GPSSB Junior Clerk Exam Question Paper PDF 2023 [09-04-2023]

 

GPSSB Junior Clerk Paper 2023 Timings

  • Exam Time : 1 Hour (60 Minutes)
  • Total Questions : 100
  • Total Marks : 100

General Awareness and General Knowledge

  • General Mental Ability and General Intelligence (Reasoning). History of Gujarat. History of India. Cultural heritage of Gujarat. Cultural Heritage of India. Geography of Gujarat. Geography of India. Sports world. Panchayati Raj. Constitution and Politics of India. Welfare Schemes of Gujarat. Welfare Schemes of India. Indian Economy and Planning. General Science. environment. Technology. Current Affairs : Regional, National, International.

Download GPSSB Junior Clerk Paper PDF

  • Exam Board Name : Gujarat Panchayat Service Selection Board (GPSSB)
  • Exam Name : GPSSB Junior Clerk, Class-III
  • Total Marks : 100
  • Exam Date : 09-04-2023 Sunday
  • Official Website : @gapassub.gujarat.gov.in
  • Exam Time : 1 Hour (60 Minutes)

Own Damage Car Insurance

In September 2019, the Insurance Regulatory and Development Authority of India (IRDAI) introduced the Standalone Own-Damage car insurance policy. Under this plan, the insured gets insurance coverage only for the own-damages sustained by his/her four-wheeler in a road accident, natural/man-made calamity, fire, explosion, theft or any other mishap. A standalone own-damage car insurance policy aims at offering the insured the flexibility in terms of the insurance provider they want to choose.


How to Choose Car Insurance Policy Online?

You can choose an ideal car insurance online plan by following some points given below:

1. Select the Type of Plan - Assess your car insurance needs and finalise the type of policy you need. Choose a third party cover or comprehensive cover based on your requirements.

2. Compare Policies - You should compare different car insurance plans online. The comparison makes it easier to pick the best car insurance plan as per your budget and needs.

3. Check for IDV: IDV or the Insured Declared Value is the maximum amount that your insurance company will settle in case your car is completely damaged or stolen. The car insurance premium is directly proportional to the IDV, which means that the higher the IDV, the higher will be the car insurance premium.

4. Check the Premium: Depending on car’s IDV, model, fuel type, age, and other factors, the car insurance premium accordingly varies. So, it is wise to first compare the car insurance premiums and then make the final decision.

5. Ask for Add-on Covers - Add-on covers expand the coverage of your policy. You can buy it by paying an additional premium. You should enquire about the add-ons and choose the one which suits your needs the best. However, you can have these covers only with the comprehensive insurance plan.

6. Look for the Claim Process - Look for an insurance company that has a simple and swift claim process. To confirm the quality of the claim process of insurers, you can check their Claim Settlement Ratio (CSR) before finalising. It refers to the percentage of claims settled by the insurer in a year. It is better to buy a plan from a company with high CSR




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